{"title":"Money \u0026 Budgeting","description":"\u003cp\u003eTools for the money questions that come up every month: where the paycheck goes, what the bills really add up to, how fast the debt comes down, and how much is set aside. Each one works as an app, in Google Sheets or in Excel — pick the one you already use. Buy once, keep it, use it offline.\u003c\/p\u003e","products":[{"product_id":"darzen-budget","title":"Darzen Budget","description":"\u003cp\u003eA calm, complete budget for your month, your bills, your debt and your goals. One purchase gives you three editions: an app that runs in your browser, a Google Sheets template and an Excel workbook.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe App.\u003c\/strong\u003e The month at a glance, a plan for every category, transactions, paychecks and other income, bills with due dates, debt payoff with the avalanche or snowball method, savings goals and net worth. Export to CSV or your calendar, back up in one click and print a monthly report. Works offline after you sign in once, on up to two devices. Your numbers stay in your browser, never on our servers.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGoogle Sheets.\u003c\/strong\u003e Your own copy in your Google Drive, with Dashboard, Year in Review, Monthly Budget, Budget Plan, Paycheck Plan, Transactions, Income, Bills, Debt Payoff, Savings Goals and Net Worth tabs. Needs a free Google account.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExcel.\u003c\/strong\u003e The same tabs in a workbook you keep, as a blank copy and an example copy filled with a sample household. Works in Excel 2010 or later on Windows and Mac, and in Excel for the web. No macros.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow you get it\u003c\/h3\u003e\n\u003cp\u003eRight after checkout we email you a Darzen username and password. Sign in to your Darzen account to download the App and the Excel files, and to make your copy of the Google Sheets edition. Updates are free and there is no subscription.\u003c\/p\u003e\n\u003ch3\u003eTry it first\u003c\/h3\u003e\n\u003cp\u003eOpen the live demo on this page and use the App with sample data before you buy. Nothing you type is saved.\u003c\/p\u003e","brand":"Darzen","offers":[{"title":"Default Title","offer_id":67598712406234,"sku":"DZ-BUDGET","price":24.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0851\/3876\/8090\/files\/dz-shot-app.jpg?v=1792614319"},{"product_id":"darzen-tax-set-aside","title":"Darzen Tax Set-Aside","description":"\u003cp\u003eFreelance pay has no tax taken out, so the bill can catch you off guard. Darzen Tax Set-Aside shows how much of each payment to keep, what to move to your tax account today, and what each quarterly estimated payment looks like before it is due.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe App.\u003c\/strong\u003e Overview: see income this year against the same point last year, how much you set aside, what is still to move and the next estimated payment with its due date. Set aside: log each move from checking to your tax account in seconds, or tap Move now for the suggested amount. Payments come out of the same history, with a running balance. Quarters: the four IRS periods with the profit, target, amount paid and amount left for each. A status shows where each one stands, from Not started to Paid. Income: add payments as they arrive. Mark paychecks where tax was already withheld so they stay out of the set-aside. Search, filter by client or month, and export to CSV. Expenses: business expenses reduce the profit your set-aside is based on. Sort them into categories and see where the money goes. Works offline after you sign in once, on up to two devices. Your data stays in your browser, never on our servers.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGoogle Sheets.\u003c\/strong\u003e The same planner as a workbook: Dashboard, Income, Set Aside, Quarters and Expenses. Yellow cells are where you type; everything else updates itself. Your own copy in your Google Drive. Needs a free Google account.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExcel.\u003c\/strong\u003e The same tabs in a workbook you keep, as a blank copy and an example copy. Works in Excel 2010 or later on Windows and Mac, and in Excel for the web. No macros.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow you get it\u003c\/h3\u003e\n\u003cp\u003eRight after checkout we email you a Darzen username and password. Sign in to your Darzen account to download the App and the Excel files, and to make your copy of the Google Sheets edition. Updates are free and there is no subscription.\u003c\/p\u003e\n\u003ch3\u003eTry it first\u003c\/h3\u003e\n\u003cp\u003eOpen the live demo on this page and use Tax Set-Aside with sample data before you buy. Nothing you type is saved.\u003c\/p\u003e","brand":"Darzen","offers":[{"title":"Default Title","offer_id":67601916952794,"sku":"DZ-TAX","price":19.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0851\/3876\/8090\/files\/dz-pd-tax-overview.jpg?v=1792675566"},{"product_id":"darzen-debt-freedom","title":"Darzen Debt Freedom","description":"\u003cp\u003eStop guessing how long your debt will take. Darzen Debt Freedom lists every card and loan, builds a payoff plan in the order you choose, and shows the month you could be debt-free and the interest you save by paying a little more. Estimates from your own numbers.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe App.\u003c\/strong\u003e Overview: your debt-free month, total owed, interest on your plan and how much is paid off so far. The next payment due sits on the right, and the chart shows your plan against paying only the minimums. Debts: each debt shows its balance, rate, minimum, due day, the month it is paid off and the interest left on it. Log a payment or update the balance from the card. Plan: pick Avalanche, Snowball or your own order, add an extra amount each month and any one-time payments. Compare plans shows the debt-free month and interest for each. Payments: every payment you log lowers that balance. See what you paid this month, this year and per month, and the days you made payments. Every debt placed by its rate and balance: pay first, high cost, quick wins and slow burn. A quick way to see why the plan picks the order it does. Works offline after you sign in once, on up to two devices. Your data stays in your browser, never on our servers.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGoogle Sheets.\u003c\/strong\u003e The same planner as a workbook: Dashboard, Debts, Plan, Payments and a month-by-month Schedule. Yellow cells are where you type; everything else updates itself. Your own copy in your Google Drive. Needs a free Google account.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExcel.\u003c\/strong\u003e The same tabs in a workbook you keep, as a blank copy and an example copy. Works in Excel 2010 or later on Windows and Mac, and in Excel for the web. No macros.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow you get it\u003c\/h3\u003e\n\u003cp\u003eRight after checkout we email you a Darzen username and password. Sign in to your Darzen account to download the App and the Excel files, and to make your copy of the Google Sheets edition. Updates are free and there is no subscription.\u003c\/p\u003e\n\u003ch3\u003eTry it first\u003c\/h3\u003e\n\u003cp\u003eOpen the live demo on this page and use Debt Freedom with sample data before you buy. Nothing you type is saved.\u003c\/p\u003e","brand":"Darzen","offers":[{"title":"Default Title","offer_id":67601916985562,"sku":"DZ-DEBT","price":24.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0851\/3876\/8090\/files\/dz-pd-debt-overview.jpg?v=1792675566"},{"product_id":"darzen-savings-jars","title":"Darzen Savings Jars","description":"\u003cp\u003eHoliday gifts, car repairs, a summer trip. Darzen Savings Jars gives each goal its own jar, shows what to set aside each month and each paycheck to get there on time, and keeps you going with the 52-week and 100-envelope challenges.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe App.\u003c\/strong\u003e Overview: see the total in all your jars, what you added this month, the next target date with a countdown, and how your savings grew next to a year earlier. Jars: give each jar a target and a date. Its card shows what is saved, whether you are on track and what to set aside each month and each paycheck. Add or take out money right on the card. Board: drag a jar to Ready to top it up to the target, or to Spent when you use the money. The move is recorded for you, and you can undo it. Challenges: tick off the 52-week challenge, the 100-envelope challenge and your no-spend days. If you like, ticked weeks and envelopes go straight into a jar you choose. Activity: every deposit, take-out and spend with its date, jar and note. Search, filter by jar or direction, and export it all as a CSV file. Works offline after you sign in once, on up to two devices. Your data stays in your browser, never on our servers.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGoogle Sheets.\u003c\/strong\u003e The same jars as a workbook: Dashboard, Jars, Board, Activity, Challenges and No-spend days. Yellow cells are where you type; everything else updates itself. Your own copy in your Google Drive. Needs a free Google account.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExcel.\u003c\/strong\u003e The same tabs in a workbook you keep, as a blank copy and an example copy. Works in Excel 2010 or later on Windows and Mac, and in Excel for the web. No macros.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow you get it\u003c\/h3\u003e\n\u003cp\u003eRight after checkout we email you a Darzen username and password. Sign in to your Darzen account to download the App and the Excel files, and to make your copy of the Google Sheets edition. Updates are free and there is no subscription.\u003c\/p\u003e\n\u003ch3\u003eTry it first\u003c\/h3\u003e\n\u003cp\u003eOpen the live demo on this page and use Savings Jars with sample data before you buy. Nothing you type is saved.\u003c\/p\u003e","brand":"Darzen","offers":[{"title":"Default Title","offer_id":67601917018330,"sku":"DZ-JARS","price":19.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0851\/3876\/8090\/files\/dz-pd-jars-overview.jpg?v=1792675566"},{"product_id":"darzen-subscription-audit","title":"Darzen Subscription Audit","description":"\u003cp\u003eSee what you really pay each month and each year, decide what stays, and know what renews next. Darzen Subscription Audit puts every subscription and free trial on one board, with renewal countdowns and a calendar file for the calendar you already use.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe App.\u003c\/strong\u003e Overview: see what you pay per month and per year, how many renew in the next 7 days and how much cancelling has saved. Up next counts down to the next renewal or trial end. Audit: every subscription is a card with its category, price, how often you use it and its value to you. Drag it to Keep or Cancel, or use the buttons on the card. Cost and value: each subscription is a dot: left is cheaper, up is more valuable to you. The four corners show what is worth it, the treats, the small leaks and what to cut first. Subscriptions: every subscription with its price, billing cycle, cost per month, next charge, how you pay and your decision. Filter by category, billing cycle or decision, and export a CSV. Calendar: a month view with each day's charges, free trial ends and cancel-by dates, plus the next 60 days as a list. Add every renewal to your own calendar with a reminder. Works offline after you sign in once, on up to two devices. Your data stays in your browser, never on our servers.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGoogle Sheets.\u003c\/strong\u003e The same audit as a workbook: Dashboard, Audit board, Subscriptions, Calendar and Spending. Yellow cells are where you type; everything else updates itself. Your own copy in your Google Drive. Needs a free Google account.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExcel.\u003c\/strong\u003e The same tabs in a workbook you keep, as a blank copy and an example copy. Works in Excel 2010 or later on Windows and Mac, and in Excel for the web. 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Darzen Couples Money splits every shared cost by the rule you agree on, 50\/50, by income or your own %, and shows one clear number: who owes whom. Shared bills, goals and a monthly money date live in the same place, and the Google Sheet is made to share.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe App.\u003c\/strong\u003e Overview: see who owes whom, what you spent together this month against last month, each partner's part, and the next shared bill with its due date. Expenses: add a cost in seconds: what, amount and who paid. The split follows your household rule, or pick another rule for that one cost. Search, filter and export to CSV. Bills: rent, utilities, insurance and subscriptions with the day they are due. Mark them paid, see the month on a calendar, and add them to your own calendar with a reminder. Goals: a trip, an emergency fund, a new couch. Each of you, or the joint account, adds money, and you see who put in what and how much to set aside each month. Money date: collect topics as they come up. On your monthly money date, drag each one from To talk about to Agreed to Done. The next date has a countdown and a calendar file. Works offline after you sign in once, on up to two devices. Your data stays in your browser, never on our servers.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGoogle Sheets.\u003c\/strong\u003e The same tool as a workbook: Dashboard, Expenses, Bills, Goals, Money Date, Settle Up and Month by month. The Google Sheets copy is the one to share with your partner. Yellow cells are where you type; everything else updates itself. Your own copy in your Google Drive. Needs a free Google account.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExcel.\u003c\/strong\u003e The same tabs in a workbook you keep, as a blank copy and an example copy. 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Nothing you type is saved.\u003c\/p\u003e","brand":"Darzen","offers":[{"title":"Default Title","offer_id":67601917083866,"sku":"DZ-COUPLES","price":29.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0851\/3876\/8090\/files\/dz-pd-couples-overview.jpg?v=1792675567"},{"product_id":"darzen-couples-starter-set","title":"Darzen Couples Starter Set","description":"\u003cp\u003eTwo people, one set of shared costs, and a monthly plan neither of you can see at the same time. This set splits the shared money your own way, plans the month you are both actually living in, and settles the one argument that comes round every week, which is what the food costs.\u003c\/p\u003e\n\u003ch3\u003eWhat's in the set\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eDarzen Couples Money, $29 on its own.\u003c\/strong\u003e Shared costs split 50\/50, by income or your own percentage, with who owes whom, shared bills and shared goals.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDarzen Budget, $24 on its own.\u003c\/strong\u003e Paychecks, bills, debt payoff, savings goals and net worth in one month view.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDarzen Meals, $19 on its own.\u003c\/strong\u003e The week's meals on a board, scaled to your servings, with one grocery list grouped by aisle.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eWhat it costs\u003c\/h3\u003e\n\u003cp\u003e$49 for the set, instead of $72 buying them one at a time. 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