{"product_id":"darzen-debt-freedom","title":"Darzen Debt Freedom","description":"\u003cp\u003eStop guessing how long your debt will take. Darzen Debt Freedom lists every card and loan, builds a payoff plan in the order you choose, and shows the month you could be debt-free and the interest you save by paying a little more. Estimates from your own numbers.\u003c\/p\u003e\n\u003ch3\u003eWhat's inside\u003c\/h3\u003e\n\u003cul\u003e\n\u003cli\u003e\n\u003cstrong\u003eThe App.\u003c\/strong\u003e Overview: your debt-free month, total owed, interest on your plan and how much is paid off so far. The next payment due sits on the right, and the chart shows your plan against paying only the minimums. Debts: each debt shows its balance, rate, minimum, due day, the month it is paid off and the interest left on it. Log a payment or update the balance from the card. Plan: pick Avalanche, Snowball or your own order, add an extra amount each month and any one-time payments. Compare plans shows the debt-free month and interest for each. Payments: every payment you log lowers that balance. See what you paid this month, this year and per month, and the days you made payments. Every debt placed by its rate and balance: pay first, high cost, quick wins and slow burn. A quick way to see why the plan picks the order it does. Works offline after you sign in once, on up to two devices. Your data stays in your browser, never on our servers.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eGoogle Sheets.\u003c\/strong\u003e The same planner as a workbook: Dashboard, Debts, Plan, Payments and a month-by-month Schedule. Yellow cells are where you type; everything else updates itself. Your own copy in your Google Drive. Needs a free Google account.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eExcel.\u003c\/strong\u003e The same tabs in a workbook you keep, as a blank copy and an example copy. Works in Excel 2010 or later on Windows and Mac, and in Excel for the web. No macros.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003ch3\u003eHow you get it\u003c\/h3\u003e\n\u003cp\u003eRight after checkout we email you a Darzen username and password. Sign in to your Darzen account to download the App and the Excel files, and to make your copy of the Google Sheets edition. Updates are free and there is no subscription.\u003c\/p\u003e\n\u003ch3\u003eTry it first\u003c\/h3\u003e\n\u003cp\u003eOpen the live demo on this page and use Debt Freedom with sample data before you buy. Nothing you type is saved.\u003c\/p\u003e","brand":"Darzen","offers":[{"title":"Default Title","offer_id":67601916985562,"sku":"DZ-DEBT","price":24.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0851\/3876\/8090\/files\/dz-pd-debt-overview.jpg?v=1792675566","url":"https:\/\/www.darzenstore.com\/products\/darzen-debt-freedom","provider":"Darzen","version":"1.0","type":"link"}